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About us

Twin Lakes Capital

Twin Lakes Capital was built on a simple idea. Lending should feel personal, strategic and built around long-term relationships, not just transactions.

After more than 15 years helping Australians navigate residential lending, investment finance and complex lending scenarios, Twin Lakes Capital was created to provide trusted lending advice tailored to each client's goals.

Every recommendation starts with understanding the person behind the application. Whether you're buying your first home, investing in property or reviewing your current lending, our role is to help you make confident financial decisions with advice that continues well beyond settlement.

The right loan is important. The right advice matters even more.

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Working Cafe

You can rely on us to always think of your best interests

You should think of us a professional resource in the same way you think of your accountant, financial planner or solicitor.

We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing or refinancing process, while ensuring you obtain the finance that best suits your circumstances and needs.

When you call us, you will speak to a real person

We will guide you through your loan process, providing you with information and support every step of the way. Please contact us to learn more about how we can help you today.

Meet our Team

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Fraser Kauwhata 

Principal Broker

Phone: 0452 604 852

Email: fraser@twinlakescapital.com.au

Fraser brings more than 15 years of banking and finance experience to Twin Lakes Capital, with a background spanning residential finance, investment lending and more complex lending scenarios.

After many years working within major banking environments, Twin Lakes Capital was created to offer a more personal and strategic approach to finance. One built around genuine relationships, clear communication and tailored solutions that support a client’s long term goals.

Fraser has worked with first home buyers, investors, professionals, business owners and self employed clients across a wide range of lending situations. Known for a calm and straightforward approach, the focus is always on making the process clear, structured and easy to navigate.

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