
About us
About Twin Lakes Capital
Based on the Gold Coast, Twin Lakes Capital was built on a simple idea: lending should feel personal, strategic and built around long-term relationships.
With 15 years in banking, Twin Lakes Capital brings experience across home loans, investment lending, refinancing and more complex lending scenarios.
Whether you’re buying your first home, investing in property or reviewing your current lending, the focus is on clear advice, thoughtful loan structures and lending that supports your longer-term plans.
The relationship doesn’t end at settlement. Twin Lakes Capital is here to support your lending as your circumstances and goals change.
The right loan matters. The right structure and advice matter just as much.


Lending support built around your best interests
Think of Twin Lakes Capital as part of your broader professional team, working alongside your accountant, financial adviser, solicitor or conveyancer where appropriate.
We can coordinate with the people involved in your purchase, refinance or investment strategy to help keep the lending process moving and ensure the loan structure supports your circumstances and longer-term goals.
Meet Fraser Kauwhata

Fraser Kauwhata
Principal Broker
Phone: 0452 604 852
Fraser brings 15 years of banking experience to Twin Lakes Capital. His background covers home lending, investment finance, refinancing and more complex lending scenarios.
After many years working within major banks, Fraser founded Twin Lakes Capital to offer a more personal and strategic approach to lending, with clear communication and advice built around each client’s goals.
He works with first home buyers, investors, professionals and business owners, with a focus on making the lending process easier to understand and navigate.
